Welcome to Fortunes Funding (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, services, and funding programs (collectively, the “Services”).

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you may not use our Services.

1. Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet this requirement.

2. Description of Services

Fortunes Funding provides evaluation-based funding programs and related services. Users may apply, participate in evaluation stages, and, if qualified, access funding opportunities subject to our criteria.

We reserve the right to modify, suspend, or discontinue any part of the Services at any time.

3. User Accounts

To access certain features, you may be required to create an account.

You agree to:

  • Provide accurate and complete information
  • Maintain the security of your account credentials
  • Accept responsibility for all activity under your account

We reserve the right to suspend or terminate accounts that provide false information or violate these Terms.

4. Application & Evaluation Process

Participation in funding programs may require completion of one or more evaluation stages.

  • Advancement is based on performance and compliance with program rules
  • Passing an evaluation does not guarantee funding
  • We reserve full discretion in determining eligibility and approval

5. Identity Verification (KYC)

For certain users, especially those who qualify for funding, we may require identity verification.

This may include:

  • Government-issued identification
  • Proof of address
  • Additional personal or financial information

Failure to complete verification may result in denial or termination of access to Services.

6. Payments & Fees

Certain Services may require payment of fees.

  • All payments are processed through third-party providers
  • Fees are non-refundable unless otherwise stated
  • You agree not to initiate chargebacks without first contacting support

We reserve the right to suspend accounts associated with fraudulent or disputed payments.

7. Acceptable Use

You agree not to:

  • Use the Services for unlawful purposes
  • Provide false or misleading information
  • Attempt to manipulate or abuse the evaluation process
  • Interfere with or disrupt the integrity of the Services
  • Attempt to gain unauthorized access to systems or data

Violation of this section may result in immediate termination.

8. Automated Systems & Communication

We may use automated systems, including AI, to:

  • Communicate with users
  • Process applications
  • Send notifications and follow-ups

By using our Services, you consent to receiving communications via:

  • Email
  • Phone
  • SMS/text message

Message and data rates may apply.

9. Intellectual Property

All content, branding, systems, and materials provided through the Services are the property of Fortunes Funding.

You may not copy, reproduce, distribute, or exploit any content without prior written permission.

10. Disclaimer of Guarantees

We do not guarantee:

  • Acceptance into any funding program
  • Financial results or profits
  • Uninterrupted or error-free operation of Services

All Services are provided “as is” and “as available.”

11. Limitation of Liability

To the fullest extent permitted by law, Fortunes Funding shall not be liable for:

  • Any indirect, incidental, or consequential damages
  • Loss of profits, revenue, or data
  • Any decisions made based on information provided through our Services

Your use of the Services is at your own risk.

12. Indemnification

You agree to indemnify and hold harmless Fortunes Funding from any claims, damages, or liabilities arising from:

  • Your use of the Services
  • Your violation of these Terms
  • Your infringement of any rights of a third party

13. Termination

We may suspend or terminate your access to the Services at any time, with or without notice, for any violation of these Terms or for any reason at our discretion.

14. Third-Party Services

Our Services may integrate with or rely on third-party platforms (e.g., payment processors, analytics tools).

We are not responsible for the actions or policies of these third parties.

15. International Use

Our Services are operated from the United States but may be accessed internationally.

You are responsible for complying with local laws applicable to your use of the Services.

16. Changes to These Terms

We may update these Terms at any time. Continued use of the Services after changes constitutes acceptance of the updated Terms.

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert State], United States.

18. Contact Information

For questions regarding these Terms, contact:

Email: support@fortunesfunding.com